Enjoy Effective Savings of 30-40%
Shop and Save with HSA/FSA funds
We’ve partnered with Flex to give you the ability to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) for your msskincare.co purchases. With Flex, you can save 30-40% by using pre-tax dollars, helping you avoid income tax on your purchase, which lowers your overall cost based on your tax bracket.
What is a qualified customer?
The IRS oversees HSA and FSA eligibility and dictates that a customer must have a medical condition or disease that they are seeking to treat or manage with msskincare.co products.
Customers must have documentation that confirms their eligibility, also called a Letter of Medical Necessity. Not to worry, msskincare.co has partnered with Flex to make this a quick and easy process for you.
How do I use my HSA/FSA to pay for products on msksincare.co?
At checkout, select Flex | Pay with HSA/FSA as your payment option. You will be prompted to complete a brief Telehealth consult to confirm your eligibility to pay with HSA/FSA. From there, enter your HSA or FSA debit card details and complete your checkout as usual.
Within 24 hours of your purchase, Flex will email you both a Letter of Medical Necessity as well as an itemized receipt. Keep these documents for your records should your HSA/FSA provider or the IRS require additional documentation.
Shop our HSA/FSA Eligible Products
Need help?
Frequently Asked Questions
An FSA (Flexible Spending Account) and an HSA (Health Savings Account) are tax-advantaged accounts for medical expenses but differ in key aspects. FSAs, employer-sponsored, allow employees to use pre-tax dollars for medical expenses such as prescriptions and copays, but typically feature a "use-it-or-lose-it" policy where funds must be used within the plan year. HSAs are available to those with a high-deductible health plan and offer more flexibility, allowing funds to roll over annually.
For more information, see Flex’s Comprehensive Guide to HSA/FSAs
Select “Flex | Pay with HSA/FSA'' at checkout. Input your card details and checkout as usual.
[FOR DUAL USE ITEMS]Most of our products fall into this category.
If a purchase requires verification of eligibility, follow the steps to complete a brief tele-health consult via chat.
Please note that you cannot mix and match categories in one checkout. You may need to complete separate checkouts for each category- For ex: a cart with skincare will need a separate letter of necessity than a cart that contains supplememts or red light devices.
Please don't mix and match different categories in your cart- this will cause your claim to be rejected.
It depends on where you are. Orders processed here will take 5-7 business days to arrive. Overseas deliveries can take anywhere from 7-16 days. Delivery details will be provided in your confirmation email.
If you continue to be pushed into the ShopPay checkout, we recommend completing your purchase in an incognito window.
Like any credit or debit card, HSA/FSAs can be declined if any of the data from the card is incorrect (number, expiration date, zip code etc). Flex will alert you in checkout if any of these fields is missing or incorrect so you can update them.
The most common reason for rejection of the card is insufficient funds. Reach out to your HSA or FSA provider to verify the amount of money in your account before attempting to complete your purchase again.
Yes, you can still be reimbursed for the expense.
Select “Flex | Pay with HSA/FSA” at checkout. Instead of entering your HSA or FSA card, input your regular credit card.
Flex will email you an itemized receipt following your purchase. Submit the itemized receipt to your HSA or FSA provider for reimbursement.
A Letter of Medical Necessity (LOMN) is a document written by a healthcare provider that explains why a specific medical service, treatment, or equipment is necessary for a patient's health. In relation to an HSA (Health Savings Account) or FSA (Flexible Spending Account), an LOMN is often required for reimbursement of expenses that are not clearly defined as eligible under the standard IRS guidelines.
Flex has partnered with msskincare.co to enable consumers to use their HSA/FSA funds. You can think of Flex as an alternative to payment method, similar to Affirm, Klarna etc.